Islamic Takaful Insurance: In order for us to meet all the needs of our customers and due to our responsibilities, we carry out to satisfy them, YIC management, in 2009, amended the companys articles of association by adding Islamic Takaful Insurance for all services provided by qualified cadres under the supervision of a specialized legal body. Features of Takaful Insurance: Application of the principles and provisions of the Islamic Shari a. It has a legal control department whose mission is to monitor work to ensure its compliance with Shari a provisions. The participant is considered to be in a symbiotic relationship with the rest of the participants in the Takaful Fund to compensate for the losses which may occur to any of the participants according to the principles of cooperation, solidarity and participation in losses. The ownership of the Takaful Fund belongs exclusively to the contributors of the Takaful insurance. In this capacity, they are entitled to the Funds returns rather than others. Each Takaful policy holder donates the premiums they paid to help the other participants in the Takaful Fund, who are in need of assistance.